Home Loan Rate Reduction

we're about helping you save your home and lower your payments

About The Wright Company - Mortgage Brokerage

CA DRE #01088418
We are a mortgage brokerage that has been in business in for over 20 years. We've helped people purchase, refinance, exchange, negotiate short sales, and perform standard buy & sell transactions. We offer full real estate and mortgage services. In today's market we’ve been focusing on loan modifications, short sales, and saving people from foreclosure. As the government changes lending guidelines in 2009, we'll be here to work with homeowners to lower their interest rates by the best means available to them – and we'll be around long after the loan modification boom is finished.

There are many fly-by-night loan modification companies out there.

Always verify a company's license before you give them any money. You can verify our license and check our history on the Department of Real Estate website. This link lists our approval for the advance fee agreement, and also links you to the "Real Estate License Lookup" page.

There are many companies out there who will ask for your money up front. Advanced fees can only be accepted by those who are licensed by the California Department of Real Estate AND have a fee agreement APPROVED by the state. Certain law firms specializing in consolidating debt may also accept an advance fee.

Department of California corporations and other state licensed business entities cannot collect advance fees. The DRE has authority to shut down companies that are not approved, and many have been shut down already. Note that you cannot be charged an advance fee if a Notice of Default has been filed against you by your lender.

Pigs, Puppets & People in Peril by Martin Andelman

Added: July, 11 / 2009

So, apparently we've got quite the foreclosure problem going on in this country. It's true. It seems that a whole bunch of people bought homes they couldn't afford for too much money and now they're having trouble making their mortgage payments.
Read more at The Niche Report

Mortgage Bailout to Aid 1 in 9 U.S. Homeowners

Added: June, 1 / 2009

The Obama administration announced details of a housing rescue plan it said would help as many as one in nine homeowners, from low-income Americans struggling to avoid foreclosure to well-off borrowers who owe more than their homes are worth.
Read more at The Wall Street Journal