html{
	background: #adb6b4 url(../images/background-top.jpg) repeat-x;
	height: 100%;
	margin: 0px;
	padding: 0px;
}

body { 
	background: transparent url(../images/background-page-top.jpg) no-repeat top center;
	height: 100%;
	margin: 0px;
	padding: 0px;
}



/*  Containers
===================================================================================*/



.wrapper {
	width: 1000px;
	min-height: 100%;
	height: auto !important;
	height: 100%;
	margin: 0 auto -80px;
}

.header {
/*
	background: transparent url(../images/logo-home-loan-rate-reduction.png) no-repeat 15px 26px;
*/
	width: 985px;
	height: 104px;
	margin: 0px auto;
	padding: 26px 0px 0px 15px;
}

.banner {
	background: transparent;
	width: 1000px;
	height: 350px;
	margin: 0px auto;
	padding: 0px;
}

.banner_container {
	background: transparent;
	float: right;
	width: 250px;
	height: 275px;
	margin: 0px;
	padding: 40px 65px 0px 0px;
}

.menu {
	border: none 0px #000000;
	background: transparent;
	width: 1000px;
	height: 50px;
	margin: 0px auto;
	padding: 0px;
}

.body_container {
	border: none 0px #000000;
	background: transparent;
	width: 1000px;
	margin: 0px auto;
	padding: 35px 0px 0px 0px;
}

.bodycopy_right {
	border: none 0px #000000;
	background: transparent;
	float: right;
	width: 655px;
	min-height: 300px;
	height: auto !important;
	height: 300px;
	margin: 0px;
	padding: 0px 26px 0px 0px;
}

.bodycopy_left {
	border: solid 1px #b3b3ad;
	background: #c4c8c4 url(../images/background-container-left-bottom.jpg) no-repeat bottom;
	float: left;
	width: 192px;
	min-height: 300px;
	height: auto !important;
	height: 300px;
	margin: 25px 0px 0px 26px;
	padding: 11px 20px 32px 32px;
}

.push {
	background: transparent;
	width: 100%;
	height: 80px;
	margin: 0px;
	padding: 0px;
}

.footer {
	border: none 0px #000000;
	background: transparent url(../images/background-footer.jpg) repeat-x bottom;
	width: 100%;
	height: 80px;
	margin: 0px;
	padding: 0px;
}

.footer_container {
	border: none 0px #000000;
	background: transparent;
	width: 1000px;
	height: 30px;
	margin: 0px auto;
	padding: 0px;
}



/*  Character Styles
===================================================================================*/



.header h1 {
	background: transparent url(../images/logo-home-loan-rate-reduction.png) no-repeat 15px 26px;
	behavior: url(../iepngfix.htc);
	position: relative;
	width: 547px;
	height: 60px;
	text-indent: -9999px;
	overflow: hidden;
	margin: -26px -15px;
	padding: 26px 0px 0px 15px;
}

.header p {
	text-indent: -9999px;
	overflow: hidden;
	margin: -26px -15px;
}


.bodycopy_right p {
	color: #2e3841;
	font-family: Arial, Geneva, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 20px;
	font-style: normal;
	text-align: justify;
	margin: 15px 0px 0px 0px;
	padding: 0px;
}

.bodycopy_right h1, .bodycopy_right h2, .bodycopy_right h3, .bodycopy_right h4, .bodycopy_right h5, .bodycopy_right h6 {
	color: #2e3841;
	font-family: Arial, Geneva, Helvetica, sans-serif;
	font-size: 16px;
	line-height: 20px;
	font-style: normal;
	font-weight: normal;
	text-align: justify;
	margin: 25px 0px 0px 0px;
	padding: 0px;
}

.bodycopy_right a:link, .bodycopy_right a:visited {font-weight: normal; text-decoration: underline; color: #735d44; /*border-bottom: solid 1px #735d44;*/}
.bodycopy_right a:active, .bodycopy_right a:hover {font-weight: normal; text-decoration: underline; color: #2e3841; /*border-bottom: solid 1px #735d44;*/}


.bodycopy_left p {
	color: #2e3841;
	font-family: Arial, Geneva, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 20px;
	font-style: normal;
	text-align: left;
	margin: 15px 0px 0px 0px;
	padding: 0px;
}

.bodycopy_left h1, .bodycopy_left h2, .bodycopy_left h3, .bodycopy_left h4, .bodycopy_left h5, .bodycopy_left h6 {
	color: #2e3841;
	font-family: Arial, Geneva, Helvetica, sans-serif;
	font-size: 16px;
	line-height: 20px;
	font-style: normal;
	font-weight: normal;
	text-align: left;
	margin: 25px 0px 0px 0px;
	padding: 0px;
}

.bodycopy_left a:link, .bodycopy_left a:visited {font-weight: normal; text-decoration: underline; color: #735d44; /*border-bottom: solid 1px #735d44;*/}
.bodycopy_left a:active, .bodycopy_left a:hover {font-weight: normal; text-decoration: underline; color: #2e3841; /*border-bottom: solid 1px #735d44;*/}


.banner_container p {
	color: #2e3841;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	line-height: 18px;
	font-style: normal;
	text-align: left;
	margin: 0px;
	padding: 40px 0px 10px 0px;
}

.banner_container strong {
	font-size: 18px;
	line-height: 18px;
	font-style: normal;
	font-weight: normal;
}

.banner_container h1, .banner_container h2, .banner_container h3 {
	color: #2e3841;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 18px;
	line-height: 18px;
	font-style: normal;
	font-weight: normal;
	text-align: left;
	margin: 0px;
	padding: 30px 0px 0px 0px;
}

.banner_container a {
	background: url(../images/icon-bullet.gif) no-repeat;
	background-position: 0px;

	color: #000000;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 16px;
	line-height: 20px;
	font-style: normal;
	text-align: left;
	text-decoration: none;
	margin: 20px 0px 0px 0px;
	padding: 0px 0px 0px 30px;
}

.banner_container a:link, .banner_container a:visited {font-weight: normal; text-decoration: none; color: #ffffff;}
.banner_container a:active, .banner_container a:hover {font-weight: normal; text-decoration: underline; color: #2e3841;}


.menu ul {
	color: #2e3841;
	font-family: Verdana, Arial, Geneva, Helvetica, sans-serif;
	font-size: 15px;
	line-height: 18px;
	font-style: normal;
	font-weight: normal;
	text-align: right;
	margin: 0px;
	padding: 25px 26px 0px 0px;
}

.menu ul li {
	list-style: none;
	display: inline;
	margin: 0px;
	padding: 0px 0px 0px 15px;
}

.menu ul li a {
	background: transparent;
	text-decoration: none;
	margin: 0px;
	padding: 10px 0px 0px 0px;
}

.menu ul li a:link, .menu ul li a:visited {font-weight: normal; text-decoration:none; color:#2e3841;}
.menu ul li a:active, .menu ul li a:hover {font-weight: normal; text-decoration:none; color:#2e3841; border-top: solid 5px #2e3841;}


.footer p {
	color: #adb6b4;
	font-family: Arial, Geneva, Helvetica, sans-serif;
	font-size: 9px;
	line-height: 12px;
	font-style: normal;
	text-align: right;
	margin: 0px;
	padding: 60px 24px 0px 0px;
}

.footer a:link, .footer a:visited {font-weight: normal; text-decoration:none; color:#adb6b4;}
.footer a:active, .footer a:hover {font-weight: normal; text-decoration:none; color:#ffffff;}



/*  Positionings
===================================================================================*/



img {border: none;}

.floatright {
	float: right;
	border: 0px;
	margin: 0px;
	padding: 15px 55px 10px 20px;
}

.floatleft {
	float: left;
	border: 0px;
	margin: 0px;
	padding: 15px 20px 10px 0px;
}

.floatright_flush {
	float: right;
	border: 0px;
	margin: 0px;
	padding: 0px;
}

.floatleft_flush {
	float: left;
	border: 0px;
	margin: 0px;
	padding: 0px;
}

.banner img {
	float: left;
	border: 0px;
	margin: 0px;
	padding: 18px 0px 0px 30px;
}

.banner_container .icon {
	float: left;
	border: 0px;
	margin-top: -32px;
	margin-left: -6px;
	padding: 0px 10px 0px 0px;
}

.banner_container img {
	float: left;
	border: 0px;
	margin: 0px;
	padding: 10px 10px 0px 0px;
}